How To Find My Capital One Account Number

This mail service may incorporate affiliates & sponsors. Learn more & why here.

Hey! Do Y'all want to know how I made $150,000 outside of my career the concluding 4 years?: Get your copy of my free Side Hustle ACTION Guide & learn how to start making money on the side using these proven steps that accept helped one,000's!

Best ways to make money right at present

I was 28 when I decided to switch bank accounts…

This, of grade, meant I had to prepare all of my automatic pecker pay accounts. With no new physical checks in hand, I started the process.

Notwithstanding, there was a point when I was asked what my routing number was for my new banking company business relationship. And hit me:

I had no clue what my new Capital Ane routing number was.

Clueless and semi-frantic, I asked a co-worker if they used Capital letter I and if and so could tell me how to notice my ABA number…

One looked at me and calmly said – just Google it.

I will be very honest… I had no clue my Capital Ane routing number was universal to a fiscal institution (A bank) not a specific individual (Me).

So if you're like me and had no inkling what a routing number was or if you're but looking to discover your Capital letter One routing number really fast, I got you covered.

Quickest way to discover a routing number = Personal Cheque

The quickest mode to find your Capital letter One routing number, or any routing number for that affair, is to pull out your checkbook and look at the bottom left corner.

You see that commencement ix digit number sequence?

That is your routing number, which is sometimes referred to as your ABA number (After the routing number, the ix digit number to the right is your personal account number, followed by the iv digit check number).

Like shooting fish in a barrel, whip out the checkbook and await at the bottom – now you lot have your routing number. Now, chances are you're similar me and yous don't acquit a checkbook around, especially because it isn't 1995. So if you ever observe that yous don't have any physical checks handy, luckily for you in that location is a thing called the net.

Related: 50 Side Hustles to Try in 2022

Discover routing numbers online

A simple way to find your Capital One routing number if you find yourself checkless (Like about people in 2022) is to simply login to your online business relationship:

Once yous are logged into your Majuscule One business relationship you lot can check your account number and the routing number should be under it.

Depending on the depository financial institution, they volition besides post the routing number in the footer… just browse your eyes to the bottom right and await for "ABA Routing Number" followed by a number that looks similar this: #4545-6767-8

However, because some banks have unlike routing numbers for different geographic regions, some will take dissimilar ABA numbers per state. Capital 1 doesn't which makes it easy.

Capital One Doesn't Have State Routing Numbers

In instance yous were wondering, some routing numbers can vary betwixt states and the different types of wire transfers.

Capital one is pretty simple, their routing numbers are below:

Capital letter Ane Routing Numbers
Capital One Bank	051405515
Capital One 360 (Online Banking)	031176110
Capital One, N.A	056073502
SWIFT Code	NFBKUS33

Ok, now you are confused – which ane is which and which routing number practice you use?

(This is how yous experience right now because you tin can motion frontwards with your ACH transactions)

when you find your capital one routing number

The cardinal departure betwixt 360 and Capital Ane bank is the online vs physical branch (Semi-related news, because of online banking consumers get amend rates, however, Uppercase One has recently begun another serial of layoffs).

So what the heck is the "SWIFT" lawmaking??

There are lots of routing numbers out in that location, however, it is important to note that international transfers apply the SWIFT system, which stands for the Club for Worldwide Interbank Fiscal Telecommunication. It'due south a mouthful, so I will stick with SWIFT.

If you ever detect yourself looking to motion money internationally, like wiring money to your buddy who lost his in Amsterdam, then you lot volition demand the SWIFT lawmaking.

Want to save money on your bills every month? Try Trim:

Worst comes to worst, contact Capital One.

Worst comes to worst, let'south say for some reason yous accept to reach out to Majuscule I, utilise this link to directly contact them. If there is an error locating your Capital letter Ane routing number, or if yous have whatever other questions reach out.

Or you tin can use the data provided below:

Contact Capital I past Phone:

Client service for Retail Branch Banking Accounts: 1-800-655-Bank (2265)

Automatic services are bachelor 24 hours a day, seven days a week. Client Service Bankers are available Dominicus-Sat 8am-11pm EST

Customer service for Not-Branch Account: ane-888-810-4013

Automated services available 24 hours a day, 7 days a week. Customer Service Bankers are available Mon-Fri 8am – 7pm EST

Report a lost or stolen ATM/Debit card: one-804-967-thou International Phone Number

Online Cyberbanking Assistance: 1-877-442-3764 Assist with online banking questions

Contact by Electronic mail

If you believe you have received a phishing email that claims to be from Capital Ane, forward the suspicious electronic mail to abuse@capitalone.com

Study suspicious emails

Contact past Mail service

To mail in deposits

Checking Accounts, Savings, Money Market and CD Accounts

Capital Ane Bank: P.O. Box 150 St Cloud, MN 56302-0150

General Correspondence

Capital 1 Banking company: P.O. Box 180 St Cloud, MN 56302-0180

Why do banks have routing numbers?

Now maybe you are curious and you lot detect yourself wondering, "Why do banks have routing numbers anyways?"

Bank routing numbers or RTN's (Routing Transit Numbers) are used to identify financial institutions.

Recollect of them sort of similar email providers. You can use @gmail, @yahoo, @hotmail and so on as your email provider, just what you put in front end of them (Just like your bank account number) makes your electronic mail specific to you. The @gmail refers to the financial institution.

Maybe my analogies don't piece of work, but either fashion, transferring money from fiscal institution to financial institution requires banks to identify ane another, hence why they use routing numbers specific to them.

Want to know something interesting about routing numbers?

The start iv digits of a routing number are the Federal Reserves Routing symbol (One of 12 banks), followed by a 4 digit number to identify Upper-case letter Ane (Or any bank), and the last digit is a check digit – which validates the first viii.

At this bespeak if you're all the same reading this article I commend you… you really must similar reading well-nigh routing numbers. Virtually people got the routing number and bounced, but for yous, here are a few takeaways followed by some related articles to help with personal finance.

Take away when it comes to finding your Capital I Bank'due south routing number:

You most likely won't accept to look upwardly your routing number for your Capital letter One account again unless you are either:

Creating a new checking account
Enrolling in automatic neb pay
Have an fault with your automatic bill pay

So don't worry almost writing information technology down on a sticky note somewhere because you probably won't need it. Luckily, routing numbers are very purposeful – just they're super easy to observe!

And if a coworker asks y'all i 24-hour interval, as I did 2 years ago, where to find a routing number…. Blast, share this link with them!

Related Coin Reads:

120 Personal Finance Tips for 2022
6 Tips I Wish I Knew About Money Afterward Higher
Your Social Life – It's Keeping You in Debt

Josh writes about ways to make money, pay off debt, and improve yourself. After paying off $300,000 in student loans with his married woman in less than five years, Josh started Money Life Wax and has been featured on Forbes, Concern Insider, Huffington Post, and many more! In addition to being a life-long entrepreneur, Josh and his wife enjoy spending time with their newborn son, their chocolate lab named Morgan, working out, being outside, traveling, and helping others with their finances! In example y'all were wondering, Josh uses Personal Upper-case letter to runway his net worth and his first investment account ever was an Acorns business relationship 😎